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Financing

Synchrony Credit Card image.

12 Months
Promotional Financing
every day1

on qualifying purchases of $1,500 or more
with your Synchrony HOME Credit Card

Apply in Store
Payment Estimator

All Synchrony HOME Credit Cards accepted here!
Small Synchrony HOME Logo
Benefits of the Synchrony
HOME Credit Card
  • 2% cash back as a statement credit on purchases under $299 through December 31, 20192
  • 6 Months Promotional Financing on purchases of $299 or more1
  • 12 to 60 Months Promotional Financing on qualifying purchases at participating Synchrony HOME retailers3
  • Online account management and customer service
  • A dedicated credit limit for home purchases from furniture and décor to appliances and more, with buying power to get what you need for your home*
  • No annual fee4, free FICO credit scores5, and the ability to request a credit-limit increase6
  • $0 fraud liability and 24/7 secure account management
Manage your account with Synchrony.
Make payments, view your balance, update account information and schedule up to 12 payments at a time.

FAQs

What is the Old South Lighting & Ironworks Synchrony HOME Credit Card?
Old South Lighting & Ironworks offers customers a credit card through Synchrony Bank with a revolving credit limit to use again and again everywhere the Synchrony HOME Credit Card is accepted, including Old South Lighting & Ironworks locations.*

How do I apply for the Old South Lighting & Ironworks Synchrony HOME Credit Card?
You can apply for an Old South Lighting & Ironworks Synchrony HOME Credit Card at our showroom in Baton Rouge.

Where do I check the status of my account?
To check the status of your Old South Lighting & Ironworks Synchrony HOME Credit Card account, click on the Manage Account link above to go to the Synchrony Bank website. After logging into your account, you will be able to:

  • Make a payment
  • View your balance
  • Update your account information
  • Schedule up to 12 future payments

How can I make a payment on my Old South Lighting & Ironworks Synchrony HOME Credit Card?
There are three convenient ways to pay your bill.

  • Pay Online: Click here to manage your account and make payments online.
  • Pay by Phone: Contact Synchrony Bank Customer Service at (844) 335-5909 to make a payment by phone.
  • Pay by Mail: Mail payments to the below address. Ensure that you have plenty of time for your payment to arrive prior to the due date.

    Synchrony Bank
    P.O. Box 960061
    Orlando, FL 32896-0061

1 Qualifying purchase amount must be on one receipt. No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo ends, to promo balance. For new accounts: Purchase APR is 29.99%; Minimum interest charge is $2. Existing cardholders: see the term of your credit-card agreement. Subject to credit approval. Promotional financing offers available at the time of purchase may vary. We reserve the right to discontinue or alter the terms of this offer at any time.

2 Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1–2 billing cycles after qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

3 Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary. We reserve the right to discontinue or alter the terms of this offer at any time.

4 For new accounts: Purchase APR is 29.99%; Minimum interest charge is $2.

5 FICO® scores are available by accessing the online account-servicing site at mysynchrony.com. Scores are available online only to primary cardmembers with an open account. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

6 You may be required to provide your annual net income if we do not have your recent information on file.

* Subject to credit approval.

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